Returns processing in
minutes, not weeks.
MemoFlow ingests every debit memo from every wholesaler, reconciles it against your contracts in seconds, blocks the fraudulent ones, and recovers what’s actually owed — with a defensible audit trail finance can sign.
Recovered for clients $42,000,000
The $4 billion leak nobody on your finance team can stop.
Every wholesaler sends a debit memo. Every memo has 200+ lines. Every line touches a contract you negotiated 18 months ago. Your team reconciles by hand — or doesn’t reconcile at all.
That’s not a guess. We benchmark every new tenant in week one. Every one lands between 10% and over 45% of returns to pricing errors, member-map drift, duplicate memos, and disputes that never get filed. None of it is malicious. All of it compounds.
Every memo. Every line. Every cycle.
Three steps. Six seconds per memo. Defensible audit trail at every stop.
Ingest from anywhere
EDI 812. PDF. Excel attached to a Tuesday email. SFTP. Portal scrape. We pull from the wholesalers you already work with — no IT project, no migration.
Reconcile against your contracts
Every line touches the right contract, the right WAC for the cycle, the right member type, the right rebate stack. Anomalies surface. Suggestions get a one-click decision.
Settle, dispute, or block
Approved credits flow to your GL with a complete provenance trail. Fraud and duplicates get blocked. Disputes file themselves before the 90-day window closes.
Watch a debit memo become
resolved in real time.
Every memo lands in one queue.
No more chasing PDFs in Outlook. Every wholesaler, every format, normalized into a single triage queue with severity, age, and recoverable dollars upfront.
AI-suggested decisions, line by line.
Three-pane review: source PDF on the left, parsed lines in the middle, contract math + AI suggestion on the right. Approve a 234-line memo in three minutes — every decision has provenance.
The fraud you used to pay.
Pricing mismatches, member-map drift, duplicates, ratio outliers — surfaced before settlement, not in next year's audit. Every one is one click to block, dispute, or absorb.
Audit-ready by default.
Approved credits flow to your GL with a complete event log: who, what, when, why, and which contract clause fired. Reprocess any cycle from any point in time.
Run it on your numbers.
Conservative model. Calibrated against 23 production tenants. Adjust any input — every output recomputes live.
+$73.2M
in recovered margin and blocked leakage. Audit-ready, by line, by cycle.
Pays for itself in cycle one.
Every engagement is priced against what we recover for you — typically a monthly fee equal to roughly 10% – 20% of projected annual savings. No per-seat license, no per-memo micro-billing.
Schedule a free savings assessment.
Send us last cycle’s debit memos. Within five business days we’ll show you exactly what MemoFlow would have blocked, disputed, and recovered — and quote a monthly fee tuned to your gross-to-net.
- FreeHistorical-memo assessment on a sample you send us
- QuotedMonthly fee scaled to your projected annual recovery
- IncludedUnlimited wholesaler formats, AI copilot, SOC 2, HIPAA BAA, audit log
- Not includedPer-seat licenses, setup fees, multi-year lock-ins
Stop paying for the memos you don’t owe.
Send us last cycle’s debit memos. We’ll show you what should have been blocked, what should have been disputed, and what your team has been leaving on the table — within five business days.
Questions finance always asks.
Don’t see yours? .